Шивнэх vгс чих дэлднэ

Kyoto, Japan 

Unuudur neg hicheel deer minii sonirhdog sedviin model zaalaa. Barag l bagshiinhaa amand ni orchiholgui l hicheeliig ni sonsloo.

Sanhuugiin zah zeeliin hugjil, ulsiin ediin zasgiin usult hoyoriin holboo. Toimchlood helbel uls hurdatstai hugjih tusam sanhuugiin zah zeel hugjih uu, sanhuugiin zah zeeliin hugjil ni ulsiin niit usultund nuluulj baina uu gesen talaar. Yag ali ni ve gedgiig helehed hetsuu ch bodlogo bolovsruuldag humuust zailshgui heregtei zuil. Unuudriin model deer banknii huu bolon credit constraint(mongoloor yu gedgiig ni medehguim) hoyoriig gol huchin zuil bolgon tailbarlaj baisan ba banknii huu undur baih, hussen hemjeenii munguu banknaas zeeldej avch chadahgui (credit constraint-tai gesen ug) bol sanhuugiin zah zeeliin hugjil doroi gej uzne. Ene uzuulelteer doroid tootsogdoh ulsiin hugjil ni buurai baina gesen model. Medeej buh ulsad ene model taarna gej baihgui ch unuudriin mongoliin nuhtsliig taviad uzvel mongol sanhuugiin zah zeel doroi ulsad orno. Tegehleer ene zah zeelee saitar hugjuulj chadval, uuruur helbel banknii huu bolon credit contraint-g bagasgaval usliin hugjil ihseh magadlal undur gesen ug.

Yer ni deerh hoyor uzuulelt yamarvaa negen baidlaar hugjij bui ulsuudiin hugjilt nileen nuluu uzuuldeg ni modeltei modelgui oilgomjtoi bolson asuudal. Harin yaj odoogiin baidlaasaa garah ve gedeg ni chuhal. Zorilgo todorhoi bolovch terend hureh arga zam ni hetsuu. Oird delgereed baigaa arga gevel microfinance buyu bichil zeel(gedeg baihaa, mongoloor). Uuniig delgeruulj olon huniig yaduurlaas avarsan gedgeeree Muhammad Yunus ba Crameen bank ungursun jiliin Nobeliin shagnaliig avsan. Haramsaltai ni Yunus-g manai surguuli(undergraduate baihad) deer irj lekts unshihad ni suuj chadaagui…Nobel avna gej shuugaad baisan, uneheer l avch orhison baina lee, adtai zolig:)

Deerh 2 uzuuleltees uur uzuulelteer sanhuugiin zah zeeliig unelvel hariult uurchlugduh bolov uu? Medeej sanhuugiin zah zeel ni uu, uzlsiin hugjil ni turuulj ilerdeg uu gedeg deer shuud hariulahad hetsuu. Yag l tahia anh bii bolood undug daraa ni garsan uu, undug anh bii bolood tahia tursun uu gedeg shig. Uund unuugiin ediin zasagchdiin ugch baigaa hariultuud gevel: Financial Structure and Economic Growth: A Cross-Country Comparison of Banks, Markets, and Development